Why Choose Our Finance Center?
Our finance department is committed to helping residents around Perry get behind the wheel of the Ford car of their dreams without breaking the bank. We work hard to get every credit application approved, and we will do all we can to keep your monthly payment as competitive as possible. We'll work with you to create an individualized payment plan, whether you're seeking a lease or a loan.
Financing for New and Used Vehicles
Our finance professionals can help you to figure out financing that will match your financing goals by looking at the amount of money you plan to put down and the cost of the vehicle you are buying. We can also put together a financing package on almost all of the used vehicles we have in stock. We deal with several local lenders around Ponca City, so we have many ways to get you a competitive rate.
New Vehicle Leasing
Leasing is extremely popular because it allows you to drive a new Ford car, SUV or pickup trucks around Stillwater and beyond at an affordable monthly payment. If you like to change your vehicles every few years and don't drive more than 15,000 miles each year, a lease could be a great option for you. Leases can be as short as two years or as long as four years, and you can choose between packages that include 12,000 or 15,000 miles per year. You will have an option to buy your leased vehicle once you have made all of the monthly payments, or you can simply return it to us.
Financing vs. Leasing: Which is Better?
Buying could make more sense than leasing if you like to own your vehicles, keep them for a long time or put a lot of miles on your odometer each year. When you finance a car, your monthly payment is based on the total purchase price less the amount of money you put down. When you choose to lease, your payments are based on the amount of value the vehicle loses while you drive it through Alva and beyond. Ford cars hold their value very well, which means they often cost less to lease than other vehicles with similar sticker prices.
Lease payments are usually lower than finance payments, but leasing is not for everyone. When you buy a vehicle, you can trade it in whenever you like. Getting out of a lease early is much more difficult. Our finance professionals can answer any questions you have about financing or leasing, so you will have all of the information you need to make a smart decision.
Apply Online Today
Our finance professionals have helped countless Fairview residents to lease or buy their dream cars, and they are standing by to help you. If you want to find out what kind of deal we can out together for you on a new or used Ford car, you can apply online from the comfort of your Woodward home. The process only takes a few minutes, and we will get back to you just as soon as we can. You can even schedule your next service appointment online to keep your financed or leased model in optimal condition. Our team looks forward to working with you.